Landlord Insurance for rented property

These policies provide cover for property that is rented to employed professionals, students people in receipt of housing benefit and asylum seekers. Normal home owner policies provide no cover whatsoever if you let your property. With landlord's buildings and contents insurance all standard risks are covered plus you get £5m of landlord's liability cover. Loss of rent and alternative accommodation costs are also included should your property become uninhabitable after any damage. The policy also allows you to have the property vacant for 45 days between lets.

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